Rick Douglas

We are the oldest, most experienced State Farm agency in Temecula celebrating over four decades!

Get your FREE quote today! Online or over the phone available!

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🌞😅September is here and it's bringing some late summer heat! 😅🌞

September is Preparedness Month—now’s the perfect time to review your insurance coverage! Make sure your home, auto, and health policies protect you against unexpected events this season. Act today and get a free quote to stay prepared and secure!

With over 40 years of experience and a team that speaks both English and Spanish, we know what Riverside County families need. Whether you’re dealing with longer commutes or rising home values, I’m here to guide you every step of the way.

Give me a call or stop by to get your personalized insurance review—let’s make sure you’re covered for whatever this school year brings!

#MotorcycleInsurance #AutoInsurance #LifeInsurance #HealthInsurance #ProtectYourLovedOnes #FinancialSecurity #SummerSavings

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Local, Trusted Insurance Guidance for Riverside County

I’m Rick Douglas, a second-generation State Farm Agent serving the Temecula Valley and Riverside County since 1983. My mission is simple: to help families, individuals, and businesses protect what matters most—whether it’s your home, your car, your future, or your livelihood.

With over 112,000 residents in Temecula (U.S. Census, 2024) and more than 2.5 million people across Riverside County, our community is growing rapidly. That growth brings new opportunities but also new risks—rising home values, longer commutes, and increased demand for small business coverage. Having a local, experienced insurance partner is more important than ever.

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Why Work With Rick Douglas State Farm?

● Experience that Counts – Serving Temecula since 1983, licensed in California (CA-0750995) and Arizona (AZ-3000894396).

● Community Involvement – Active member of the Temecula Valley Chamber of Commerce.

● Proven Reputation – Backed by a 4.7★ Google rating with 150+ customer reviews.

● Personalized Service – Bilingual team (English/Spanish) ready to guide you through every step.

● Local Knowledge – A deep understanding of Temecula’s unique needs, from farm-ranch homes to growing small businesses.

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Insurance Services We Provide

We offer a wide range of coverage designed for Temecula residents and Riverside County families:

● 🏠 Homeowners Insurance – Protects your property, personal belongings, and liability. With Temecula’s median home value at $772,700 (Zillow, 2025), having adequate coverage is essential.

● 🚗 Auto Insurance – Comprehensive, collision, and uninsured motorist coverage to keep you safe on the road.

● ❤️ Life Insurance – Financial security for your family, including debt coverage, funeral expenses, and future education funding.

● 🏢 Business Insurance – Liability, property, and commercial auto coverage to protect local entrepreneurs.

● 🚤 Specialty Insurance – Coverage for RVs, motorcycles, boats, and rental properties.

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The Benefits of Bundling Policies

Did you know that bundling home and auto insurance can save you up to 17% (State Farm data)? That’s real savings for Temecula families who want more than just coverage—they want simplicity and value.

Advantages of Bundling:

● Discounts!

● One combined bill for easier tracking

● Coordinated coverage that reduces gaps

● Faster claims process

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What Our Customers Say

⭐ “Rick’s team took the time to review my old policy and saved me money by bundling home and auto. They made everything easy!” – Local homeowner in Redhawk, Temecula

⭐ “As a small business owner, I needed coverage that fit my budget. Rick explained everything clearly and found a plan that worked.” – Riverside County entrepreneur

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Frequently Asked Questions

Q: Can I work with Rick virtually or by phone? A: Yes. Many Temecula residents use our virtual and phone appointments for convenience.

Q: I’m a new homeowner. What coverage should I consider? A: At minimum, you’ll need dwelling, personal property, and liability coverage. Pairing with auto insurance can unlock bundling discounts.

Q: Does Rick’s office offer RV or boat insurance? A: Yes—we provide specialized protection for RVs, boats, motorcycles, and more.

Q: Why should I choose a local agent over online-only insurance? A: Local agents understand community-specific risks. For example, Temecula’s rising housing values and longer commute times mean different coverage priorities than other areas. Having a nearby office means personalized advice and support when it matters most.

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How to Get Started

1. Contact Us – Choose in-person, phone, or virtual.

2. Review Current Policies – We’ll find coverage gaps and opportunities to save.

3. Customize Your Protection Plan – Tailored to your budget and lifestyle.

4. Stay Protected – We’ll review your coverage regularly as your life changes.

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Why Local Matters in 2025

With Temecula’s population growth (now over 112,000 residents) and Riverside County’s position as California’s 4th-largest county, having a local advisor who understands your needs is crucial. From country estates to Murrieta commuters, our team ensures you’re covered for today and tomorrow.