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Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

State Farm® Insurance Agent

Rick Douglas

Richard C Douglas Ins Agcy Inc

27300 Jefferson Avenue
Suite B
Temecula, CA 92590

In the Rancho Temecula Plaza with Stadium Pizza & Rancho Car Wash (corner of Winchester & Jefferson)

Would you like to create a personalized quote?

We are the oldest, most experienced State Farm agency in Temecula celebrating our 40th year!

**ONLINE QUOTING HAS BEEN TEMPORARILY SUSPENDED** - Please text, email, or call us to receive your FREE quote!


Thanksgiving is a time of family, friends, and loved ones. As we gather around the table, sharing laughter, stories, and delicious meals, we are reminded of the true essence of Thanksgiving - expressing our gratitude for the blessings in our lives! We believe everyone should have a plan in place to preserve your family's traditions, shield your family from financial insecurity, and leave your loved ones a lasting legacy of gratitude. Please reach out and we can discuss a custom life insurance plan for your needs and those of your loved ones!


I have been helping the people of the Temecula and Murrieta Valley with their insurance needs since 1983! My team and I are here to help you navigate the world of insurance with insights and advise when you need it most. We have well over 100 years of combined insurance experience and hope to add a personal touch that comes from those many years!

Have you seen a red 1957 Chevy pickup truck OR a 1957 Chevy Bel Air driving around town? That's me! From the local Rod Runs and just cruising around town, I always love seeing the passion people put into their classic cars! And don't forget, we provide classic car insurance.

I have been blessed with an incredible family and had the pleasure of raising 3 children in this wonderful community. And now, we even have some grandchildren around town! I am the second generation of a three-generation State Farm family!

Did you know that State Farm agencies are independently owned businesses? Talk to me about small business insurance...we understand the needs from both sides of the table!

Providing auto insurance, home insurance, life insurance, renters insurance, boat insurance, condo insurance, business insurance, and so much more to Temecula, Murrieta, Winchester, Wildomar, and Lake Elsinore for nearly 40 years! Call to get your free insurance quote today!


@StateFarm Agent Providing insurance and financial services to Temecula, Murrieta, Wildomar, Lake Elsinore and the rest of the Inland Empire (and beyond) since 1983!

Welcome to Rick Douglas’ State Farm Insurance agency in Temecula, CA! We are proud to provide insurance for the businesses and families of our community. We provide our customers with individual insurance, family insurance policies and business insurance to help protect against the things that can go wrong. Our customers enjoy the flexibility of working with our insurance agency because our talented and dedicated team welcomes people from all walks of life. Our team of local insurance professionals lives, works and plays right here in Riverside County.

There’s nothing more important to us than earning and honoring the confidence of our customers.

For Individuals and Families needing “personal insurance”, our most popular services are Auto Insurance, Homeowners Insurance, Life insurance and Renters Insurance.

Looking for auto insurance in Temecula, CA?

Buckle up with State Farm and get auto insurance that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S. You could even save more by combining the purchase of auto and home policies. Our team will help you get started after you complete a car insurance online quote. It’s fast and easy!

Looking for home insurance in Temecula, CA?

Protect your largest purchase from unexpected events life may throw your way with State Farm® Homeowners Insurance. So, what’s covered? Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer. Our team will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

Looking for life insurance in Temecula, CA?

State Farm® life insurance helps your life's moments live on. Whether it keeps paying your bills, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with life insurance. We have policy options to fit your needs and budget. Our team will help you get started after you complete a life insurance online quote.

Looking for renter's insurance in Temecula, CA?

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

Additional personal lines include:

Motorcycle Insurance, RV Insurance, ATV Insurance, Dune Buggy Insurance, Boat Insurance, Liability Insurance, Property Insurance, Condo Insurance, Rental Property Insurance also known as Landlord Insurance, Personal Umbrella Insurance, High Cost Item Insurance (jewelry, art etc.) (Personal articles policy), short term rental endorsements for Air B&Bs or VRBO and Rideshare insurance.

State Farm offers the ability to start online auto insurance quotes, online home insurance quotes, online life insurance quotes, and online renter’s insurance quotes.

For Businesses (including “small businesses”) we offer Business Insurance. Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance. Your insurance for business may include a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Additional commercial lines include:

Commercial Auto Insurance, Commercial Truck Insurance, General Liability Insurance, Business Property Insurance, Commercial Umbrella Insurance, Commercial Vehicle Insurance, Home Business Insurance, Restaurant Insurance,

Professional Liability Insurance, Dentist Professional Liability Insurance, Church Insurance and Commercial Property Insurance.

Each State Farm office is independently owned making each agent local business owner in his or her community. We understand small business because we are small business owners. We realize that you need fast, and dependable service. When you get a small business insurance quote for your commercial building insurance, commercial vehicle insurance, or professional liability insurance we get to know your business and its unique needs which enables us to provide a quote based on your business operations and not a one size fits all policy quote.

We realize that each business and family has different needs and goals. Our team excels in serving families and businesses while we ensure a clear line of communication and comfortable experience. We can easily help you in person, via phone or email.

State Farm is a mutual insurance company and that means we serve our customers and not shareholders’ profits. We hope to earn your business. Contact us today for your free insurance quote.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!
27300 Jefferson Avenue
Suite B
Temecula, CA 92590
Map & Directions


English, Spanish

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Our goal is to provide you the products you need to manage the unexpected, the knowledge to choose what is right for you, and the service you deserve. We have been around since Temecula was a small town, and want to continue to give you the small-town service we have been providing for nearly 40 years! A warm and special thank you to the countless folks that have been a part of our office for so many decades! We are so proud to be a part of this wonderful community. Let us be your Good Neighbor!

Our staff has over 100 years collective experience working in insurance. We believe in making YOU our top priority! With technology supplanting the human element more each day, we want to ensure you still have a name and a face working with you when you need it! The technology is there, too, hopefully making things a little easier in good times and bad! We are passionate about the products we provide, from auto insurance and homeowners insurance, to business insurance and life insurance. We have been providing State Farm Insurance to Temecula, Murrieta, and nearby areas for nearly 40 years, and our team is well qualified to continue that legacy. We look forward to getting to know you and your needs!

Laura Charloff State Farm Agent Team Member

Laura Charloff

Insurance Account Representative

Laura joined our team WAY back when the dinosaurs were babies in 1997 (her words). Since then she has gone from a brunette to a ton of grey hair (still her words) that gives her an air of mature sophistication. She's kept her mind sharp with daily doses of ginkgo biloba, focusing on financial services products, auto, home, and life insurance. She is the proud mom of two young men serving our country in the US Air Force. Outside of the office she loves to ocean fish, ride horses, play with her little fur baby (she means dogs, in case that was unclear), Bindi.

Kimberly Lucas State Farm Agent Team Member

Kimberly Lucas

Personal Account Representative

Kimberly Lucas does it all, working with customers to review all of their insurance needs and to help them find the proper coverage. Kim graduated with honors from Western International University with a Bachelor’s Degree in Behavioral Science. Prior to coming to State Farm in 2012, Kim worked for 12 years in the finance industry and as a life underwriter. As a mom to 2 active boys and two crazy dogs, she spends much her time off work driving her boys (and others) to baseball games and practices and swimming lessons. If...and when...she has free time, she enjoys making handmade jewelry, reading, discovering cool places to visit nearby and she dreams of one day being able to travel and to also work with animals.


Susan Bailey

Personal Account Representative

Susan recently joined the team after the prior agent she worked for retired at the end 2021. She started her insurance career with State Farm in August 1981 (yes, 1981!) at the Westlake Village regional office and when her young family moved to Temecula in 1989, she started working in an agents office. She is committed to helping each customer with a personal touch and undercover the most appropriate insurance coverage for them. Her 2 daughters are grown now and she loves spending time with her two grandchildren. Outside of the office she keeps busy in her garden, walking/hiking and her other love - quilting - that has created a very large circle of friends. She’s not sure how she could have survived the last few years without a strong group of friends.

Aaron Douglas State Farm Agent Team Member

Aaron Douglas

Office Manager

Aaron is a graduate of Stanford University and UCSD's Rady School of Business (MBA). He has worked as an engineer and project manager prior to coming onboard full time with our office. He is detail-oriented and tries to find the products that fit your needs, both now and looking to the future.

Jen Tulpule State Farm Agent Team Member

Jen Tulpule

Insurance Account Representative

Jennifer is the newest team member to the Rick Douglas agency. She is excited to get to know each of the customer households and find ways to protect them with home, auto, life and business insurance products. She often teaches customers about the different lines of protection they currently have and lets them know additional ways to protect themselves. Being meticulous, persistent and reliable helps her to make sure she will always follow up with you.

After graduating, she spent 20 years as a Network Engineer. After getting married in 2004, her husband and her moved to Temecula and made a home together. Early retirement occurred in 2008 when she became a Mom. Having an easy infant allowed her to start her own ETSY business. Recently, she returned to the work force and understood the ever-present need to help people understand financial risk.

When away from the office, she volunteers with her son’s Boy Scout Troop, where her son is on track to earn his Eagle Rank next year. Entertaining family and friends, playing cards, and making memories are typical Saturday evenings. Her family enjoys vacationing onboard ships with Carnival and Royal Caribbean cruise lines.


Natalie Arroyo

Office Representative